Hello! I’m a stay at home mum of 4, haven’t worked in 6 years and going a little stir crazy! Looking to get back into the work force in a few months so I just wanted to gage how I can do this.
Only one of my children go to school full time, one part time, and the babies, not at all, so I need quite a bit of childcare. Does anyone have 2-3 kids in childcare fulltime and is it affordable? If you feel comfortable please can you tell me how much you pay after subsidy’s? I’m aware it’s different for everyone, my partner works away, the work is hit and miss aswell which makes it difficult, how would I estimate his income for childcare subsidy if he doesn’t work for a few weeks and then does etc? Is family daycare more affordable and will it be cheaper to hire a nanny instead? My partner isn’t completely comfortable with the idea of a nanny but I’m looking at what would be possible. So if your comfortable, please throw some numbers at me so I can somewhat gage if it’s even possible at the moment! Thankyou :)
Childcare once I go back to work
Childcare once I go back to work
Posted in:
Baby & Toddler, Kids, Money
3 Replies
Look into getting an au pair. From those close to me, they have had only wonderful experiences with theirs.
I found that in our area Family daycare is the same if not a little bit more expensive than the daycare centres.
It’s impossible to know what you will pay without knowing your income. Based on our subsidy we pay $55 a day - this is 50% and only eligible for 3 days a week at the subsidised rate.
Always over estimate your income as they do come after the difference if your found to have underestimated your income.
Don’t just place a monetary value on your work though. If it gives you some sanity, grown up conversation and the chance to upskill that is invaluable
There is an online estimator on the human services website. The online estimator will put into account Your families income and the cost of the day cares you are looking at and give you a pretty accurate estimate. When taking into consideration your partners income they look at the whole years income not how often he gets it. You should already be reporting your partners income prior to even applying for child care subsidy. They now look at the amount of hours. In your case, you would need to average it out over the year.