Hi all!
No judgements please, I'm a little ball of stress as it is.
My boyfriend is moving into my home in January as i can no longer afford to do it on my own and I need more help with raising our son who has ASD.
I'm nervous about telling centrelink about changing my circumstances from single to partnered as we had a son 4 years ago when we weren't actually together, We have grown close over the years and recently it developed into a relationship. He has not supported me financially except with child support and I'm worried centrelink would be suspicious (?) Of the change? I have nothing to hide but just wondering if anyone else has been through this and how it went? I have anxiety so I stress over everything, No matter how dumb lol
Also any tips on budgeting would be awesome! I already do a shopping list, budget lists for money each week, turn stuff off at the power point and use energy globes but I do have credit card, a loan debt and insurances (life, car, contents) that seems to suck my fiances dry. Also a huge energy bill from winter (heater)
I'm looking for work atm after 4 years of being a SAHM and I'm thinking of doing Uni next year but I know that can be costly!
Thanks ladies, merry christmas :)
Centrelink and budgeting.
Centrelink and budgeting.
Posted in:
Relationships & Marriage, Money
6 Replies
Get all your bills direct debit weekly from your account. You can do this for all your bills so you don't have one large bill when it arrives. Shop around for insurances, you could potentially save $50 or more a month on policies. I'd personally scratch life insurance until you start working and can afford it. In the mean time, try and smash out your personal loan and get rid of your credit cards. These will be the where a large amount of your money is going to.
I'd consider dumping the life insurance. It's one of those things we think will help our children. Your child needs income now. If your financial situation changes later then consider it.
Life insurance through your super, the policies aren’t great, but better than nothing. Give your super a call. As for Centrelink, you’re doing nothing wrong, I’m sure you have proof of living at two separate addresses, do you think they will even notice or match it to your child support? I don’t think they are that efficient, although I don’t work there so couldn’t be sure. Good luck with the relationship, hope it all works out xxxx
It's the same department lmao. They will know. But if they're living together, child support will stop at the same time she becomes partnered in centrelink... So perfectly logical.
Yeah didn’t think of that, child support will stop 😂
Kelly here, from The Imperfect Mum team.
I've scheduled your question - but had to edit it as we have had complaints regarding centrelink questions. Best way to get centrelink answers - is just to call centrelink. Don't be afraid! They are there to help... I know, the phone wait lines can also be a long time coming, but I hope they can give you the answers you need.
Have left in the budgeting questions. Wish you all the best xKelly